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Workers' Compensation Insurance

In the best-case scenario, you can manage an injury so that employees can return to work as quickly as possible. We have highly specialized workers’ compensation services that can help.

A workers’ compensation policy can address your employees’ medical care and loss of income, death benefits for survivors, and your potential liability for covered claims.

We work with you to reduce costs and improve recovery times by establishing quick contact with an injured employee and using excellent medical providers for a specific injury or illness.

Workers' Comp Challenges and How Farmers Can Help

Multiple state operations

Challenge:
You operate in multiple states, each of which administers workers' compensation differently.

Our response:
Our' highly experienced adjusting team can deliver injury management strategies that comply with the complex maze of state administrative laws.

Reduce risk across organizations

Challenge:
Your office doesn't have many obvious risks — but you're not sure if your employees have had enough safety training.

Our response:
From O S H A compliance to safety education, Farmers can help you improve safety practices and reduce risk. A stronger culture of safety helps you manage work conditions and your employees more effectively, which can help improve profitability.

Potential fraud

Challenge:
You're concerned about the negative impact of fraud on workers' compensation costs.

Our response:
Farmers adjusters work with industry healthcare experts to review, identify and re-price questionably dishonest medical bills.

Employee injuries

Challenge:
You want to know if employees recovering from injuries can perform their jobs with temporary modifications.

Farmers response:
By speaking with an employee's treating physician and work supervisor, adjusters can help identify physical limitations and the availability of appropriate modified duty.

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