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What is commercial auto insurance?

Commercial auto insurance is liability and physical damage protection for vehicles used for business, such as cars, trucks, and vans. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal ones.

Progressive provides special benefits, including custom policies, competitive rates, discounts, exceptional claims service, and more. Get a commercial auto insurance quote to find the best coverage for your business.

Who needs commercial auto insurance?

Liability

Protects against injuries to other people or damage to their property if you're at fault for an accident.

Collision

Pays to repair or replace your vehicle if it strikes another object, overturns, or rolls.

Comprehensive

Helps pay for repairs or replacement of your vehicle if it is damaged by something other than a collision, such as theft, vandalism, fire, or severe weather.

Uninsured/underinsured motorist (UM/UIM)

Helps with costs if you're in an accident with someone who doesn't have enough liability coverage to pay for the bodily injury and property damage they caused.

Medical payments:

Also known as MedPay, protects you and your passengers if you're injured in an accident, regardless of who's at fault.

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