Mobile Home Insurance
If you own a prefabricated home — mobile or manufactured — you can get special homeowners insurance that helps cover the risks unique to your home. In disasters like windstorms or fires, this type of insurance could help you protect yourself against loss if your home, your belongings or other structures on your property are damaged or destroyed.
What does mobile and manufactured home insurance typically cover?
Homeowners coverage for mobile homes — those built in a factory and moved to their site — is similar to coverage for site-built homes, typically providing coverage for the physical structure, personal belongings and other structures on your property. This coverage may also include liability insurance, which helps you protect your finances if you’re responsible for damage or injury to someone else or their property.
What are the different types of insurance coverage for mobile and manufactured homes?
Insurance for mobile and manufactured homes is much like regular homeowners insurance and can provide the same main types of coverage:
- Dwelling coverage
- Personal property coverage
- Liability coverage
